Wednesday, October 24, 2007

From the Headlines: Medical Records Affect More than Your Health

Did you know that you could be denied life insurance or long term care insurance because of an error in your medical record? Financial planner Carolyn McClanahan, who is also a doctor, warns "I don't think consumers know how often errors occur in medical records and how those records can impact them."

McClanahan says even if you aren't denied coverage, you could end up paying higher premiums because of errors or unclear information in your medical record. For example, if a doctor dictates that you suffer from anxiety but fails to state that it is situational anxiety, this lack of detailed information may result in higher premiums.

To read the article in its entirety, visit http://cbs4.com/topstories/local_story_296221310.html.

It's so important to request a copy of your medical records and check them for accuracy and completeness. It can be a matter of additional and unnecessary cost - but it can also be a matter of life and death.

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